Documenting all the places
Legend: with your name, without your name.
Employers receive information from health insurance companies about the overall health of employees and family members covered by the employer's health insurance plan. The information employers receive from Health Insurance Companies should not include the names of employees. Employers often share information with the the employee unions about their employees since unions commonly coordinate health insurance.
Employers also receive personal health information from wellness programs. Because Wellness Program often have an incentive and reward structure aimed at changing your life specifically, information between the Wellness program and the Employer usually includes your name.
These data sharing occur because employers have a financial interest in your healthcare. Not only do employers in the United States provide health insurance options to employees that cover employees and the families of employees, but employers also tend to contribute monthly insurance payments to the health plan. The healthier the population of employees, the less healthcare costs may be for the employer.
A Self-Insured Employer pays your medical bills directly, rather than there being a separate health insurance company. Because medical bills often include sensitive information, such as diagnoses, procedures and lifestyle content, self-insured employer typically use third parties to receive medical bill details from physicians, hospitals, and clinical laboratories. Bills typically include your name, address, policy number, date of birth, diagnoses, and procedures. Feedback to the employer should be aggregate information that does not include your name.
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